Task Forces
Equitable Homeownership Opportunities
The Montana Native Homeownership Coalition implements strategies that are designed to achieve our mission of creating equitable homeownership opportunities for Native Americans in Montana. We have mobilized three task forces to systematically dismantle barriers to homeownership while supporting proven approaches designed to increase Native homeownership.
Education and Counseling Committee
This group is committed to empowering Native American families with the knowledge and skills to achieve homeownership. Through tailored education programs, counseling services, and community outreach, the committee fosters financial literacy, readiness, and long-term success for tribal homeowners.
The Education and Counseling Committee develops and implements programs that prepare Native families for the journey to homeownership. From financial literacy workshops to credit counseling, the committee equips participants with the tools needed to navigate the home-buying process. By collaborating with tribal housing entities, lenders, and community leaders, the committee ensures its resources are accessible and culturally relevant. Its goal is to build a pipeline of informed, empowered homeowners who can sustain their investment and contribute to their communities’ growth.
Milestones
1
Identify and Map Existing Services on Each Reservation.
3
Financial Support for HUD Certification and Services.
5
Promote Positive Stories and Create Pathways to Homeownership.
2
Bring Additional Training Opportunities to Montana.
4
Expand Network and Tribal Participation.
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Infrastructure and Housing Development Committee
This committee strives to strengthen housing opportunities in Native communities by addressing infrastructure challenges, supporting sustainable development, and fostering innovative housing solutions tailored to tribal needs.
This committee focuses on enhancing the foundational aspects of housing development in Native communities. From improving utility access and roads to supporting innovative housing models, the committee collaborates with tribal governments, housing authorities, and stakeholders to address critical infrastructure needs. Asset mapping projects, strategic planning, and advocating for funding are central to its work. By addressing gaps and creating actionable solutions, the committee aims to build sustainable, culturally appropriate housing ecosystems.
Milestones
1
Identify Infrastructure Landscape on Each Reservation.
3
Break Dependence on the System and Achieve Financial Sovereignty.
5
Identify Creative Construction/Development Opportunities.
2
Educational Component for Organizations/Tribes.
4
Encourage Improved Living Conditions.
6
Identify Landscape of Infrastructure Resources.
GET INVOLVED!
Click the button to send us an email and we’ll circle back around with you.
Mortgage Lending Committee
This working committee is dedicated to creating pathways to homeownership for Native American families by addressing the unique challenges of lending on tribal lands. Through collaboration with lenders, tribal governments, and community stakeholders, the committee works to simplify processes, promote education, and ensure access to affordable mortgage products that align with tribal values and sovereignty.
The Mortgage Lending Committee focuses on improving access to mortgage financing for Native communities. By working closely with financial institutions and tribal entities, the committee identifies and addresses barriers to lending on trust land. Initiatives include streamlining leasehold processes, developing culturally appropriate lending models, and fostering partnerships to expand homeownership opportunities. The committee also provides resources and tools to educate lenders and tribal members on navigating the mortgage process effectively.
Milestones
1
Conduct Comprehensive Asset Mapping and Understand Local Nuances.
• Comprehensive Asset Mapping.
• Map Leasehold Mortgage Process.
• Identify BIA-Related Issues
• Document Homebuying Journeys.
3
Identify and Secure Funding.
• Support for HUD and USDA Programs.
• Develop IDA Programs for Homeownership.
• Leverage Federal and Nonprofit Funding.
2
Develop and Connect Lending Tools.
• Create a Lending Matrix Tool.
• Training for Lenders and Practitioners.
• Explore Secondary Market Opportunities.