About Tribal Homeownership
Native Homeownership in Montana
Native American residents of Montana, especially those living on reservations, experience substantially lower rates of homeownership – up to 12% less – than Montana’s population at large. Inequitable access to homeownership results from a number of challenges Montana’s Native American communities face, including lack of available housing stock, lack of and high cost to install necessary infrastructure, trust land status, being underserved by traditional financial institutions, and levels of homebuyer readiness.
Pathways to Native Homeownership
Because the federal government holds tribal lands in trust, homeownership on tribal lands is comprised of a more complex process that often includes multiple federal and tribal agencies, in addition to the homebuyer. The path to homeownership is unique to each tribe, but there are also similarities.
Tribal Leasehold Process
To gain a deeper understanding of the steps to homeownership within each unique tribal community, download the tribal leasehold flowcharts below.
More coming soon!
